Effective Date: June 15, 2025
Licensed Insurance Agent: Kayla Rayne Bejarano
California License #: 4187865
NPN: 20224527
Business Address: 411 E Huntington Dr Ste 107 #1219, Arcadia, CA 91006
SMS Support Line: (213) 224-0485
Contact Email: support@kaylabejarano.com

By accessing this website, submitting your information, requesting a quote, or communicating with Kayla Bejarano through SMS, phone, email, or form, you agree to these Terms and Conditions. These terms govern your use of the services offered by Kayla Bejarano under her California insurance license.

By providing your phone number and submitting the opt-in form—or by texting START to (213) 224-0485—you consent to receive conversational SMS messages from Kayla Bejarano. These messages are strictly for the purpose of insurance-related communication, including:

• Appointment reminders
   
• Quote updates
   
• Policy alerts
   
• Service-related support
   

Message frequency may vary, with an average of 1–2 messages per month depending on the nature of your request.
Message and data rates may apply according to your mobile carrier.

Note: You will not receive marketing or promotional messages unless you separately opt in to such communication.
 

You may opt out of SMS communications at any time by replying STOP to any message. Upon opting out, you will receive a final confirmation message and no further texts will be sent unless you opt back in by replying START.

For assistance, reply HELP or contact us at support@kaylabejarano.com.

Typical communication includes 1–2 conversational messages per month, depending on your interaction and service needs. You will only receive SMS messages that pertain to the services you have requested.

Standard carrier charges may apply. You are responsible for any message or data fees incurred from your wireless provider as a result of receiving messages from Kayla Bejarano.

All insurance services, advice, or consultations provided are subject to the limitations of the licensed agent and carrier underwriting guidelines. Any quote or proposal is non-binding and subject to carrier approval and compliance with insurance regulations.

You agree to use these services for lawful purposes only.

Kayla Bejarano is not liable for:

• Carrier-related delivery delays or message failures
   
• Technical errors caused by third-party systems (e.g., CRM platforms, SMS platforms)
   
• Incorrect information submitted by users
   
• Any mobile charges incurred by the user
   

All services are provided “as is” without warranties of any kind.

Your personal information is handled in accordance with our Privacy Policy, and is used only for the purpose of providing insurance services.

Your data is never sold, rented, or shared for marketing purposes.

All SMS communications are sent in compliance with:

• Telephone Consumer Protection Act (TCPA)
   
• CTIA Messaging Principles & Best Practices
   
• California Insurance Code
   
• California Consumer Privacy Act (CCPA)
   
• Gramm-Leach-Bliley Act (GLBA)
   

You must be 18 years or older to use this website and submit a quote or communication request.

These Terms and Conditions may be updated at any time. The effective date above reflects the most recent version. Material changes will be posted at https://kaylabejarano.com/terms-and-conditions.

By continuing to use our services, you agree to the most current version of these terms.

For questions, concerns, or opt-out requests:

📩 Email: support@kaylabejarano.com
📱 Text Support: Text HELP to (213) 224-0485
🌐 Website: https://kaylabejarano.com

© 2025 Kayla Bejarano. All Rights Reserved.
Licensed Insurance Agent | CA License #4187865 | NPN 20224527